Sale Proceeds Calculator

Calculate the estimated sale proceeds from the sale of your flat and use this information to evaluate your finances before selling your flat.

Important Notes

  1. The Sale Proceeds Calculator provides only an estimate of the sale proceeds that you may get and its accuracy depends on the information provided by the user.

  2. Please read the Privacy Statement and Terms of Use before proceeding further.

Before computing the estimated sale proceeds, you will need the following information:-

  • Outstanding Mortgage Loan Amount

    The outstanding mortgage loan amount will be deducted from your resale price. If your resale price is not enough to settle your outstanding motgage loan, it is a negative sale proceeds and you would have to pay the shortfall in cash to HDB or to the lending bank.

    If you have obtained an HDB concessionary loan, you may log in to My HDBPage to check the outstanding loan amount. If you have obtained a mortgage loan from the bank, please check with the bank.

  • CPF Monies utilised

    The amount of CPF monies utilised towards your purchase of the flat with accrued interest must be returned to your CPF Ordinary Account (OA) upon the sale of your flat. You can log into your CPF account with your Singpass to check on the amount of CPF monies to be refunded to your CPF Ordinary Account (OA).

  • Other Outstanding Payments

    These are other payments due to HDB (such as penalty fees, late payment charges etc) and other relevant authorities (Service & Conservancy Charges (S&CC) arrears, Property Tax etc).