Enquiry on Maximum Loan

This e-Service allows you to check the maximum loan you can apply from HDB. This computation programme provides only an estimate. HDB will determine the actual loan quantum to be granted. You will have to submit the HDB Loan Eligibility Application to know your eligible maximum loan quantum.


The following information is needed for computation of maximum loan:

Are you taking your 2nd HDB concessionary housing loan?   Yes    No
 
  Section A: Particulars of the Flat Owner(s)
You are required to submit 12 months' income proof to show that you are in continuous employment for all employment types except for employed with CPF (earning fixed salary) where 3 months' income proof is required.
 Flat Owner 1
 Date of Birth  :     ^ CPF Contribution   : 
*Gross Monthly Income(S$)
Please input your average pay for last 3 months.
 : 
Employment Details
Employment Status   :  *
 
 Flat Owner 2
 Date of Birth  :     ^ CPF Contribution   : 
*Gross Monthly Income(S$)
Please input your average pay for last 3 months.
 : 
Employment Details
Employment Status   :  *
 
 Flat Owner 3
 Date of Birth  :     ^ CPF Contribution   : 
*Gross Monthly Income(S$)
Please input your average pay for last 3 months.
 : 
Employment Details
Employment Status   :  *
 
 Flat Owner 4
 Date of Birth  :     ^ CPF Contribution   : 
*Gross Monthly Income(S$)
Please input your average pay for last 3 months.
 : 
Employment Details
Employment Status   :  *
 


       
 
  Section B: Particulars of the Occupier(s)
 
Occupier 1
Date Of Birth   : 
Employment Details
Employment Status   :    *
  
     
Occupier 2
Date Of Birth   : 
Employment Details
Employment Status   :    *
  
     
Occupier 3
Date Of Birth   : 
Employment Details
Employment Status   :    *
  
     
Occupier 4
Date Of Birth   : 
Employment Details
Employment Status   :    *
  
     
Occupier 5
Date Of Birth   : 
Employment Details
Employment Status   :    *
  
     
Occupier 6
Date Of Birth   : 
Employment Details
Employment Status   :    *
  
     


     
 
* Please refer to the Income Guidelines for income that can be included for credit assessment.


^ Assumption: Based on your age, we will compute your monthly CPF contributions for Employee and Ordinary Account based on Table A of CPF Board's contribution rates.



  Section C: Financial Commitments
  Enter the total monthly repayment for your financial commitments such as vehicle loan, credit line / overdraft, credit card balance, hire purchase payment, renovation loan and othe loans etc:
  Total Monthly Repayment Amount: S$    
  Section D: Additional Information
 
 1 Please key in your monthly household expenses (S$). :
 
 2 Percentage of gross monthly income spent on housing loan is capped at 40%. If you wish to set aside more for other expenses, please key in your preferred percentage. :  %
 
  The maximum loan repayment period is 25 years. If you wish to shorten the repayment period, please key in your preferred repayment period. :  yrs
 


Please click the "I Accept" button if you agree and accept that the computation progamme provides only an indicative estimate amount of the loan quantum you can apply from HDB and is based on the accuracy of the information you provided and that you will not hold HDB liable for any information provided by this e-Service and wish to proceed with the e-Service. If not, please click the "Exit" button.


last updated 17/06/2011 5:49PM