Terms and Conditions
 
Enquiry On Resale Financial Plan

This e-Service allows you to work out an estimated financial plan for the purchase of a resale flat with an HDB concessionary interest rate loan. This interactive financial planner will provide the indicative loan amount, monthly instalments, stamp fees, conveyancing fees etc.

Important Notes:
(i) You will have to check and ensure that you are eligible for an HDB concessionary interest rate loan to buy the flat.
(ii) The financial plan provides only indicative figures and is very much dependent on the information provided by the user. It does not constitute an approval by HDB for the purchase of flat or application for a housing loan.
(iii) With effect from 05 March 2010, for those who are taking another HDB concessionary interest rate loan, the cash proceeds from the sale of their previous flats and their spouses' previous flats will be factored into the computation of the loan to be granted by HDB. If there is/are existing HDB flats to be sold/disposed of, the CPF refund and cash proceeds will be used to reduce the new loan. The final loan amount will also depend on the buyer's available CPF savings at the date of loan disbursement.
(iv) The calculation does not include the insurance premium under the Home Protection Scheme (HPS).
(v) Please note the Terms and Conditions for the use of the Resale Financial Plan e-service.

You will need to provide the following information for the computation of your estimated financial plan.
Estimated Maximum Loan
(S$)		 Repayment Period Purchase Price Of Resale Flat
(S$)		 Market Valuation Of Resale Flat
(S$)

Deposit to be paid to seller (Maximum $5000, includes Option
and Option Exercise Fee)		 Flat Type Monthly contributions to CPF Ordinary Account (S$) Total CPF Monies in Ordinary Account of All Buyers (Exclusive of the CPF refund from the sale of existing/immediate past flat)
1-room / 2-room
3-room / 4-room
5-room & above

CPF Housing Grant You Intend To Take
(Optional - Check your eligibility for CPF Housing Grant) 		Singles Grant Family Grant
$ 11,000 $ 20,000
$ 22,000 $ 31,000
$ 20,000 $ 30,000
$ 40,000
Additional Housing Grant
$ 5,000 $ 10,000  $ 15,000 $ 20,000
$ 25,000 $ 30,000  $ 35,000 $ 40,000
Interest Rate of Loan
With Effect from       Interest Rate
01 Jul 2010 2.60%

Have you or any of your co-purchasers taken an HDB concessionary loan before?  Yes No

Please click the 'I Accept' button if you agree and accept the Terms and Conditions and Privacy Statement
and wish to proceed with the e-service. If not, please click the "Exit" button